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Closing

The day everything comes together.

The documents are signed, the funds move, and the transfer is recorded. Dozens of details have to line up for that to happen on schedule, and having every one ready ahead of time is the work no one sees. What's left for you is the simple part: sign.

Closing walkthrough

Your closing, your way

Come to us, or we'll come to you.

At our office

Sit down with your escrow officer, take your time, and ask anything.

Wherever you are

A closing specialist comes to your home, your office or a spot that works for you. No notary fee.

Online

Sign from anywhere, when your lender allows it.

Home equity loans close at an office, as Texas law requires.

No surprises at the table

Every question answered before anyone sits down to sign.

You'll see every number and every page ahead of time. Pick how you want to go over it:

Online

Review the documents on your own time.

Video call

Walk through them together on Zoom.

In person

Sit down at the office before closing day.

Phone

Just call with whatever's on your mind.

How closing day works

Sign, fund, record.

  1. 01

    Sign

    Bring a government photo ID. Everything you're signing has already been explained.

  2. 02

    Fund

    The lender releases the loan money, checks are cut and wires go out, including the seller's proceeds.

  3. 03

    Record

    The deed and loan documents are recorded with the county, and your title policy is issued.

Refinancing?

One signer, a few extra rules.

Waiting period

Most refinances on your home have a 3 business day waiting period after signing before the loan funds.

Payoffs

Your old loan gets paid off directly from the new one.

Home equity

Texas cash-out loans have their own notice period and close at an office.

What people ask

Straight Answers.

Not long, because everything's been gone over ahead of time. Signing day is just signing.